New Jersey Combined Property Tax Relief Programs for Seniors 

(65 and Older or Receiving SSD)

Starting in February, you can file online or use a mail-in form available at:

www.nj.gov/treasury/taxation/propertyreliefforms.shtml 

**New in 2025**

The Combined Application PAS-1 will replace the previous individual applications for the Senior Freeze (PTR-1 and PTR-2) and the ANCHOR (ANCHOR-H and ANCHOR-T) programs, featuring updated qualifying income levels. Additionally, recipients of the Senior Freeze program will no longer need certification from the Municipal Tax Collector regarding their property tax payment before filing.

The PAS-1 form now includes the new Stay NJ program for homeowners aged 65 and older. To qualify, you must reside in your home for the entire year, with a qualifying income of less than $500,000.

This single combined application form simplifies the filing process for the Senior Freeze (Property Tax Reimbursement), ANCHOR, and Stay NJ programs for eligible residents aged 65 and over or those receiving Social Security Disability Benefits in New Jersey.

All new applicants must use the PAS-1 form. Current recipients of the Senior Freeze and ANCHOR programs will receive their PAS-1 form directly by mail from the State of New Jersey and should not complete a separate application.

The PAS-1 form is accessible online at www.nj.gov/treasury/taxation/propertyreliefforms.shtml. You may download it for mailing or complete it online for submission.

The State of New Jersey will determine eligibility for each tax relief program, and you will receive a letter detailing the amounts you qualify for.

For questions about these senior tax relief programs, please contact Ms. Rosemarie Berry, Municipal Tax Collector, at rberry@nutleynj.org or (973) 284-4963 x2208, or reach out to the NJ Division of Taxation at 1(888) 238-1233, Monday through Friday, 8:30 am to 4:30 pm.

“Since becoming a Commissioner, it has been my priority to help all eligible seniors receive these property tax relief programs,” Commissioner Thomas J. Evans, Director, Nutley Department of Revenue and Finance says. “From our humble beginnings with just 264 participants to over 2,000 households today, we are fulfilling that promise. This year, with updated income limits for existing programs and the introduction of the new Stay NJ program, even more senior households can join, enabling our seniors to remain in their homes and within our community. Nutley has a strong tradition of generations staying in our Township. These programs help allow that tradition to continue.” 

"Stay NJ represents more than just financial relief – it's about honoring the deep roots our seniors have planted in their communities,” adds Assemblyman Michael Venezia. “I still cherish the fact that my grandparents lived so close growing up, and seeing my daughters build those same bonds with their grandparents today reminds me why this program matters. We're not just preserving homes – we're preserving family stories, neighborhood connections, and the joy of having multiple generations together."

Key Highlights for Each Program:

Senior Freeze Program for Homeowners

- Must be 65 or older by December 31, 2023, or

- Receiving federal Social Security disability benefits (not on behalf of someone else) as of December 31, 2023.

- Must have lived in your home for three years from December 31, 2020, and still own and reside there on December 31, 2024.

- Total annual income limits:

2023: $163,050 or less

2024: $168,268 or less

- Recipients must meet income limits for both years to establish their base year.

- Checks will be mailed starting July 15, 2025.

ANCHOR for Homeowners and Renters Aged 65 and Older

- Must be your primary residence as of October 1, 2024.

Homeowners:

2024 Gross Income

65 or older SSD Recipient

$150,000 or less

$1,750

$1,500

$150,001-$250,000

$1,250

$1,000

Mobile Home/Renters

$150,000 or less

$700.00

$450            

- Checks will be issued beginning September 15, 2025

Stay NJ Eligibility

- Must be 65 years or older.

- Must be a New Jersey resident for the full tax year.

- Income for 2024 must be below $500,000.

- Maximum benefit is 50% of property taxes billed, up to $6,500.

- Payments are expected to be issued in early 2026.

**IMPORTANT NOTE:** If your combined ANCHOR and Senior Freeze benefits exceed 50% of your property taxes billed in 2024, you will receive the greater benefit but will not qualify for additional benefits under the Stay NJ program.

**FILING DEADLINE TO APPLY IS OCTOBER 31, 2025.**

***Eligible New Jersey homeowners and renters under 65 not collecting Social Security disability benefits may have their applications automatically filed when online filing becomes available in the summer. If you do not receive an Auto-File Confirmation Letter, you will have the opportunity to file an Application for Property Tax Relief on your own.